Disclaimer

What Arth is — and what it isn't.

✅ What Arth Is

  • →A tool that helps you see your complete financial picture in one place
  • →An AI-powered calculator that runs the math on your actual numbers
  • →A second opinion — like asking a knowledgeable friend who has no agenda
  • →Transparent — every recommendation shows the reasoning and math behind it
  • →Privacy-first — your data is never sold, shared, or used for advertising

❌ What Arth Is NOT

  • ✕Not a registered financial advisor — Arth is not SEBI-registered and does not provide professional financial advice
  • ✕Not a replacement for professional advice — always consult a qualified advisor for major financial decisions
  • ✕Not liable for outcomes — we are not responsible for financial decisions made based on Arth's output
  • ✕Not a product seller — Arth does not sell mutual funds, insurance, or any financial product
  • ✕Not guaranteed to be accurate — AI can make mistakes; always verify important calculations

Our Hypothesis

We believe most Indians are losing money silently — through hidden fees, misaligned products, and tax inefficiencies — because no single tool sees their complete financial picture.

Financial advisors have commission incentives. Fintech apps cross-sell products. Nobody is purely on the investor's side.

Arth is our attempt to build a tool that:

  • Sees everything you own across all asset classes
  • Runs personalized math on your actual numbers (not generic advice)
  • Has zero commission incentive — we don't sell products
  • Shows its reasoning so you can verify and learn

We're early. The tool will improve. But the principle stays: your money, your math, your rules.

How to Use Arth Responsibly

  • Use Arth as a starting point for financial decisions, not the final word
  • Verify important calculations independently before acting
  • Consult a SEBI-registered advisor for complex situations (estate planning, NRI taxation, etc.)
  • Remember that past performance doesn't guarantee future returns
  • Don't invest money you can't afford to lose based on any tool's recommendation

Questions about this disclaimer? Email hello@askarth.com.